A Full Payment Certificate (FPC) is issued by the Department of Finance in conjunction with the Chicago Water Department to verify that utilities are paid current before any real estate can be transferred. Due to investigative requirements, businesses seeking to perform a real estate transfer must receive a Full Payment Certificate (FPC) from the Department of Finance. An FPC is required in conjunction with the Chicago Water Department to verify that utilities are paid current. The FPC certificate requires a payment receipt from the City of Chicago before issuing the City of Chicago transfer stamps, without the Chicago municipal transfer stamps the Cook County recorder will not record the real estate transfer. A Full Payment Certificate is issued by the Department of Finance in conjunction with the Chicago Water Department to verify that utilities are paid current before any real estate can be transferred. To obtain the certificate, a payment receipt from the City of Chicago must be submitted; without it, the Cook County recorder will not record the real estate transfer.

The Chicago Water Department is responsible for ensuring that all required fees are paid before issuing a Full Payment Certificate (FPC). It is the responsibility of the applicant to pay all applicable fees and to submit the FPC to the recorder's office in order for Chicago municipal transfer stamps to be issued. Without Chicago municipal transfer stamps, the real estate transaction will not be recorded in Cook County.

In order to pay all outstanding amounts owed to the City of Chicago, a Full Pay Certificate (FPC) must be requested. The FPC is used by the City of Chicago Department of Finance to verify that all utilities are paid in full before the transfer of real estate. A FPC is required before filing a City of Chicago Transfer Stamps with the Cook County Recorder.  

Get the Chicago Water Certificate you need to record your transfer on time. We will guide you through the process.